What is Title?

A title is your ownership right to your property.

What Types of Title Insurance are There?

Type 1: An owner’s policy protects your property rights for as long as you own the home.

Type 2: A lender’s policy is usually required by the lender and protects only the lender’s financial interests. The buyer typically pays for this policy, but this varies depending on geography.

What is Title Insurance?

If you’re buying a home, title insurance is a policy that protects your investment and property rights. There are two different types of title insurance: owner’s policy and lender’s policy.

Why Should I Purchase Owner’s Title Insurance?

Purchasing owner’s title insurance is a smart decision because it’s the best way to protect your property from future legal claims.

What is a Title Search?

A title search is a standard part of the home buying process that is conducted to uncover issues that could prevent your right to the property. Your closing agent reviews public records to see if there are problems or defects that could cause you legal issues.

How Long Am I Covered?

Your owner’s insurance policy lasts as long as you own your property. Your life will change over time, but your peace of mind never will.